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Tuesday, Jan-21 2020 10:08 WIB
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  • URBN 1,975 -35 (-1.74%)
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  • WSKT 1,370 -5 (-0.36%)
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  • XCIS 106 0 (0.00%)
  • XIIF 635 -9 (-1.40%)
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  • YELO-W 25 4 (19.05%)
  • ZBRA 85 -12 (-12.37%)
  • ZINC 382 4 (1.06%)
  • ZONE 500 0 (0.00%)
Jamkrindo Jamin KPR Hunian Murah Bank Jatim
Published: 12 Aug 2019 13:30 WIB


IMQ, Jakarta —  Perum Jamkrindo menjalin kerja sama dengan Bank Jatim, Sarana Multigriya Finansial, dan Realestate Indonesia untuk menyediakan hunian terjangkau bagi masyarakat berpenghasilan rendah di Indonesia.

Direktur Utama Jamkrindo Randi Anto mengatakan dalam model bisnis ini, perseroan akan memberikan penjaminan bagi Kredit Pemilikan Rumah (KPR) oleh nasabah Bank Jatim yang rumahnya disediakan oleh para pengembang anggota Realestate Indonesia (REI).

"Pemerintah sudah berupaya untuk menekan gap antara pasokan dan kebutuhan hunian melalui program satu juta rumah. Kami dari badan usaha dan asosiasi, bisa berkontribusi dengan cara kami. Melalui nota kesepahaman ini, kami ingin berkontribusi sesuai bidang tugas kami masing-masing," katanya disela enandatanganan nota kesepahaman, Senin (12/8).

Selain menambah portofolio bisnis, penjaminan KPR Bank Jatim untuk rumah yang dibangun oleh anggota REI tersebut juga meningkatkan kehati-hatian bisnis bagi Jamkrindo. Dengan model bisnis ini, peluang masyarakat berpenghasilan rendah untuk mendapatkan hunian makin terbuka.

Tercatat hingga semester I 2019, Jamkrindo mencatat volume penjaminan mencapai Rp102,88 triliun, naik 18% dari periode yang sama tahun sebelumnya sebesar Rp86,3 triliun. Pencapaian positif ini turut mendongkrak kenaikan laba sebelum pajak (EBT) sekitar 82,28% menjadi Rp372,03 miliar, dari kurun waktu serupa tahun sebelumnya Rp204,1 miliar.

Adapun total aset hingga Juni 2019 tercatat senilai Rp17,40 triliun, tumbuh 7,1% dari aset per 31 Desember 2018. Ekuitas juga meningkat 3,30% menjadi Rp11,67 triliun.

Sampai dengan akhir tahun ini, Jamkrindo optimistis dapat memenuhi target volume penjaminan kredit sebesar Rp182,36 triliun.

"Perum Jamkrindo akan terus berkomitmen memperluas pasar penjaminan dengan membuka kerjasama baru kepada perbankan, non perbankan, dan BUMN, serta melakukan kajian-kajian strategis menciptakan produk penjaminan sesuai perkembangan industri perbankan/non bank," tegasnya.
Author: Susan Silaban
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